How To Buy A House With No Money Down And Bad Credit?
The thought of owning your own home has become the proverbial American dream for many people throughout the country. But a lot of borrowers around the nation never get a … Read →
View ArticleFree Online Mortgage Calculators
When it comes to purchasing a new home one of the basic questions a potential buyer has is how much their monthly payments will be. It is very important for … Read →
View ArticleHow Do College Graduates Pay Off Loans?
College graduates can use several strategies to pay off their loans. First of all, it is important to determine the kinds of loans that were used, the lenders and the … Read →
View ArticleHow To Get Multiple Real Estate Loans?
If an individual needs to pay off other debts while he or she already has existing real estate loans, the borrower can take advantage of various kinds of additional loans … Read →
View ArticleSettle Your HELOC With Chase Bank
Over the past few years Americans consumers have been greatly affected by our current economic crisis and because of this foreclosure rates across America to skyrocket higher than they ever … Read →
View ArticleFour Factors Seniors Should Keep In Mind Before Applying For A Reverse Mortgage
A reverse mortgage is a loan offered to elderly homeowners who are in need of extra cash. This allows an older homeowner to take out a new loan based off … Read →
View ArticleCan A College Loan Be Forgiven?
Yes, college loans can be forgiven in full or in part depending on your profession and certain service criteria.The government has various types of student loan forgiveness programs available for … Read →
View ArticleHow does the new health care bill affect student loans?
In part of the new health care reconciliation by the federal government, there are a lot of changes that were implemented and affect student loans nationwide. Included in these changes … Read →
View ArticleStopping Automatic Withdrawals on 401k Loans
For those people who are currently experiencing financial difficulties, turning to their 401k plans is a great way to augment funds until such time that they become financially stable once … Read →
View ArticleCan a student loan wage garnishment be stopped?
It is general knowledge that a person who quits paying on loans or credit cards may be subject to a wage garnishment judgment. This is when a creditor goes after … Read →
View ArticleHow to Classify Long and Short Term Loans
Having been approved for a loan, you are now determined not get strapped or buried once again in debt. You have reconciled yourself with moving forward and are diligent and … Read →
View ArticleConsolidating a Defaulted Federal Student Loan
In today’s dwindling economy, a lot of college graduates (and college drop puts, for that matter) have fallen or are currently falling behind their student loan payments. In 2009 alone, … Read →
View ArticleProposed California Foreclosure Mediation Law Defeated
The Facilitated Mortgage Workout Program (FMWP) which has been proposed on Friday and was perceived by financial institutions as a threat or as something unpleasant at the very least (on … Read →
View ArticleHow to Rebuild Credit After a Deed in Lieu of Foreclosure
Having to go through a deed in lieu of foreclosure can be a terrible experience. This process is only gone through after an individual has been unable to pay their … Read →
View ArticleCan I get a small mortgage on a promissory note?
The straight answer to this question is yes. Promissory notes are an effective means of getting a small mortgage. This is because people who are in between jobs or self … Read →
View ArticleRent-Buy Back Scams on the Rise
(LoanSafe.org) – Homeowners do not want to have to give up their homes to lenders. However, many are in perilous financial situations that leave them exposed to scams that many … Read →
View ArticleIf a owner of a home with a reverse mortgage dies, does the family have to...
As far as this issues is concerned, reverse mortgages are somewhat similar to traditional mortgages when it comes to certain aspects and different when it comes to others. It is … Read →
View ArticleRebuild Credit After a Deed in Lieu of Foreclosure
(LoanSafe.org) – “Deed in lieu of foreclosure”, these are 5 words that nobody likes to hear but there are sometimes no alternative. Reality is what it is and wishful thinking … Read →
View ArticleFHA Reform: What does it mean to you?
This much is certain: the Federal Housing Administration (FHA), like most players in the lending industry is not exactly doing all that great! Back when the US mortgage industry and the world … Read →
View ArticleFreddie CEO Says Short Sales Up 600%
(LoanSafe.org) – According to the CEO of government owned lender, Freddie Mac, short sales are up over 600%. Ed Haldeman, CEO of the beleaguered company has said that the company … Read →
View ArticleTwo San Diego Con Men Sent to Prison for Ponzi Schemes
SAN DIEGO (LoanSafe.org) – Ponzi schemes are usually financial scams which lure investors to putting large amounts of money into an investment fund. These bogus funds typically promise high returns on...
View ArticleHow long do you have to wait to refinance?
Many mortgage lenders require a “seasoning period” where you have to make payments on the current home loan for a certain amount of time before they will allow you to refinance again. … Read →
View ArticleWhat is a Mortgage Forbearance Agreement?
(LoanSafe.org) – A forbearance is a type of temporary loan workout that is agreed upon between a borrower and a lender. These can be done with pretty much any type … Read →
View ArticleAlly Financial Repays $2.9 Billion of Debt
(SOURCE Ally Financial) DETROIT – Ally Financial Inc. (Ally) today announced it has repaid $2.9 billion in debt issued under the FDIC‘s Temporary Liquidity Guarantee Program (TLGP). The company issued...
View ArticleDefinition of An Unsecured Loan
An unsecured loan is a loan where there is no physical collateral. This means that there is nothing worthy for the bank to take if the loan isn’t paid off. … Read →
View ArticleDoes defaulting on rent affect my credit?
If you are struggling with paying bills and can’t decide if it is a credit risk to default on your rental agreement, you need this information. When you don’t have … Read →
View ArticleUnderstanding Adjustable-Rate Mortgages (ARM)
An ARM loan, or an adjustable-rate mortgage, is different than a fixed rate mortgage in a lot of ways. With a fixed-rate mortgage, the interest stays the same during the … Read →
View ArticleHow Much Notice is Required to Evict a Tenant?
Evicting a tenant may not be as easy as you would think. When you are trying to evict a bad tenant, you must do more than just ask them to … Read →
View ArticleAre Payday Loans a Rip-Off?
If you are short on cash and desperate to access even a few hundred dollars, you might be considering taking out a payday loan. These short-term loans are typically contracted … Read →
View ArticlePayday Loan Facts
They sound enticing, especially if you are in a temporary financial bind – payday loans are short-term loans designed to be repaid by the time of your next “pay day.” … Read →
View ArticleHow to Get Rid of Payday Loans
Nothing puts the crunch on a budget like unexpected expenses, and almost no other type of loan can make you feel like you’re being robbed as a payday loan can … Read →
View ArticlePayday Loan Regulations
Payday loans are big business these days, with some reports showing that consumers spend more than 7 billion dollars each year on payday loans, averaging approximately $500 per loan per … Read →
View ArticleHow to Avoid Needing a Payday Loan
If you are short on cash and you just need to find a way to add some to your wallet before the next payday, you might be one of millions … Read →
View ArticleHow to Calculate a Mortgage Payment Interest Rates
Calculating your mortgage payment based on your interest rate isn’t as complicated as you might think. There are many calculation tools available to help you accurately determine what your payment …...
View ArticleWill I have to go to court for an unpaid payday loan?
You were short on cash and turned to a fast fix – a payday loan. But then something happened – your car broke down, you had extra expenses that week, … Read →
View ArticleHow to Find the Best Home Mortgage Interest Rates
Finding the best home mortgage interest rates begins with determining which type of loan best fits your situation. Start with basics such as loan program types and terms, and then … Read →
View ArticleWhen Does Refinancing Make Sense?
Maybe you’ve been living in your house for just a few years, or perhaps you have been calling it home for almost 18 years, and now interest rates have fallen … Read →
View ArticleHow to Get a $10,000 Personal Loan
Many people think of loans for cars and homes, but there are also times when people seek personal loans for things such as home remodeling, unexpected expenses, medical bills, and … Read →
View ArticleHow Much Money is Required for Down Payment on a Home?
When you go to buy a home, you will be required to make a down payment and this is a part of the mortgage qualification process. The amount of money … Read →
View ArticleHow to Get a Loan After a Short Sale
Since the bursting of the real estate bubble, short sales have increased in popularity, but that doesn’t mean that homeowners are finding it easier for future financing. Many who pursue … Read →
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